Can You Really Own Property in Mexico?

Short answer: Yes, absolutely. And you can put it in your name—through a legal and secure process.

If you've been dreaming of owning a home in paradise but heard things like “you can’t own land in Mexico” or “it’s not safe to buy there,” we get it. There’s a lot of confusion (and outdated information) out there. Let’s clear that up once and for all.

What’s a “Fideicomiso” and Why Do I Need One?

If you're not a Mexican citizen and you’re buying property near the beach or a border (which includes all the gorgeous coastal real estate), the Mexican Constitution requires that you purchase through something called a fideicomiso—a bank trust set up in your name.

This trust isn’t a loophole or workaround. It’s a fully legal and widely used structure designed to allow foreigners to safely and securely own property in Mexico.

Here’s how it works:

• You are the beneficiary of the trust, which means you own the rights to use, rent, remodel, sell, or will the property to your heirs.

• A Mexican bank acts as the trustee, but they don’t control your property. Think of them more like a neutral record keeper.

But Isn’t That Risky?

That’s a totally fair question—and the answer is: not if you do it right (and we help you do it right).

Here’s what you should know:

• ✅ It’s safe: The fideicomiso is backed by Mexican law and used by thousands of foreign buyers every year.

• ✅ It’s long-term: The trust is valid for 50 years and can be renewed over and over, even passed down to your kids or sold whenever you like.

• ✅ You’re in control: You can sell, rent, renovate, and live in your property however you want.

• ✅ You’re protected: As long as you pay your annual trust fee and stay within the law, the property is yours.

So What Should You Watch Out For?

While the fideicomiso system is reliable, like any legal process, it helps to understand the details:

• Choose a solid bank as your trustee—reputation and responsiveness matter.

• Annual fees are required (usually a few hundred dollars a year).

• Renewal is easy but something to plan for—just like you would with renewing any legal document.

• Selling or transferring the trust to someone else (like a buyer) involves paperwork, but it’s straightforward with the right legal support.

Bottom Line? You Can Own Your Slice of Mexico.

We’ve helped countless buyers from around the world become proud property owners here. Don’t let rumors or outdated info scare you off. Yes, you need a fideicomiso—but it’s simple, secure, and something we guide you through every step of the way.

Thinking about buying? Have questions? We’re real people, and we’re happy to walk you through the process—without the jargon.